Facebook Page

Bank Tips 101 is now on Facebook. You can follow the page on the link below

 https://fb.me/banktips101 

Debit Scam tips from GTBank

 

Below is a recent circular from GTBank advising customers about the common Debit Scam. It usually tries to deceive the unsuspecting customer with a fake alert. Since customers won't recognise such debit, they might usually panic. The email usually comes with links to phishing websites that look like the bank's website. When a customer follows the fake link and enters login details, the fraudsters steal the details and can now steal money from the customer's bank account.

Protect Your Account from Social Media Bandits

According to a recent circular from Access Bank below, customers have been urged to Be Vigilant and Protect Your Account from Social Media Bandits. 

Fraudsters now send misleading and fake offers through WhatsApp, Facebook, Twitter and Instagram to trick people into divulging confidential information. Be wary of this new, trending scam on the WhatsApp platform. Access Bank will never ask you to join any WhatsApp group like "MTN GRANT / ACCESS BANK". Ensure you delete and report such requests. Never disclose personal banking details such as your 16-digit card number, password, PIN, BVN, One-Time Password (OTP) or authentication code for our Mobile Banking app to anyone, even if they claim to be from Access Bank. 

Beneficiary Scam tips from GTBank

 

This is a useful notice to help you stay safe and not fall victim to beneficiary scams. I got this from GTBank and felt I should share it. Scammers send such emails and if you click the links, you would be directed to a phishing site which would look like the real thing, but is meant to steal your banking details.

Stay safe out there and avoid clicking untrusted links.

Fraudulent Email Addresses 4 (Paypal)

Today I came across another fraudulent email in my spam folder. This Fraudster was trying to mimic Paypal, stating that "𝖸𝗈𝗎𝗋 𝖯𝖺𝗒𝖯𝖺𝗅 𝖺𝖼𝖼𝗈𝗎𝗇𝗍 𝗁𝖺𝗌 𝖻𝖾𝖾𝗇 𝗍𝖾𝗆𝗉𝗈𝗋𝖺𝗋𝗂𝗅𝗒 𝗋𝖾𝗌𝗍𝗋𝗂𝖼𝗍𝖾𝖽. 𝖶𝖾 𝗁𝖺𝗏𝖾 𝖿𝗈𝗎𝗇𝖽 𝗌𝗎𝗌𝗉𝗂𝖼𝗂𝗈𝗎𝗌 𝖺𝖼𝗍𝗂𝗏𝗂𝗍𝗒 𝗈𝗇 𝖼𝗋𝖾𝖽𝗂𝗍 𝖼𝖺𝗋𝖽𝗌 𝗅𝗂𝗇𝗄𝖾𝖽 𝗍𝗈 𝗒𝗈𝗎𝗋 𝖯𝖺𝗒𝖯𝖺𝗅 𝖺𝖼𝖼𝗈𝗎𝗇𝗍. 𝖸𝗈𝗎 𝗆𝗎𝗌𝗍 𝖼𝗈𝗇𝖿𝗂𝗋𝗆 𝗒𝗈𝗎𝗋 𝗂𝖽𝖾𝗇𝗍𝗂𝗍𝗒 𝗍𝗈 𝖼𝗈𝗇𝖿𝗂𝗋𝗆 𝗍𝗁𝖺𝗍 𝗒𝗈𝗎 𝗈𝗐𝗇 𝗍𝗁𝖾 𝖼𝗋𝖾𝖽𝗂𝗍 𝖼𝖺𝗋𝖽. " The intention is to have users click on the "Log in to PayPal" link, which takes you to a fake site made to look like Paypal. When you enter your credentials, the fraudster gets them. They can now get into your account and steal your money.

Remember, your first level security is to check the sender of any email. Then avoid clicking email links to get to your online Paypal account. It is better to visit the website of Paypal by typing the address yourself on your browser.

Fraudulent Email Addresses 3 (AccessBank)

I came across another fraudulent email in my spam folder. Fraudsters try to mimic various banks. This case was targeted at Access Bank Plc customers. It is a false debit alert and as we can see from the circled sender email, it is not from the bank. The sender shows lmakubalo@gmail.com which is not the related to Access Bank Plc. On clicking links in such emails, users are usually redirected to fraudulent websites that are built to mimic the bank's website. Unsuspecting users end up entering their online login details on the fake websites and thus their accounts become vulnerable to the fraudsters.
Remember, your first level security is to check the sender of any email. Then avoid clicking email links to get to your online banking account. It is better to visit the website of the bank by typing the address yourself on your browser.

Fraudulent Email Addresses 2 (FirstBank)

I came across another fraudulent email in my mailbox and decided to share it too. Always check the full info on the sender. Note that Yahoo shows the real email address that sent the email surrounded by these signs < >. <mahesh.r@arvind.net> is the sender, while the part that shows FirstAlert@FirstBankNigeria.com is just a name given by the sender, not the actual mailbox it was sent from.
So let's stay safe, be careful and mind which emails we follow up with.